- Maximum Loan Amount $350,000.00
- Minimum Average Credit Score 680 at 100% LTV
- Minimum Average Credit Score 640 at 90% LTV
- No Mortgage / Rental Lates at 100% LTV
- 1x30 Mortgage / Rental Lates at 90% LTV
- 12 Month Housing History Required
- 30'S On Consumer OK With 680 at 100% LTV
- 2x30 Major Consumer or 650 Credit Score at 90% LTV
- 50% Debt Ratio
- 36 Month Seasoning On BK's / 40% DTI / Good Re-Established Credit
- Purchase Or Refinance
- Primary Residence / Owner Occupied
- SFR / Condo / Townhome (2-4 Unit Refinance Only)
- 3% Seller Cont. / No MI Or Reserves
- Primary Borrower Must Be Self Employed For 2 Years
- Minimum Credit Required: 1 Trade Line With $5,000.00 With 24 Month History, 3 Minor Trades With 12 Months History
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