- Available On A and A+ Credit Grades
- Minimum 640 Credit Score
- 90% LTV Owner Occupied To $250,000.00 On A and A+ Credit Grade
- 80% LTV Non-Owner To $250,000.00 On A+ Credit Grade
- 75% LTV Non-Owner To $250,000.00 On A Credit Grade
- Must Have Recent 12 Month Rental Or Mortgage History, 24 Month For A+ Grade
- Minimum 3 Trade Lines With 12 Month History
- No CLTV Allowed
- Purchases Require 10% Borrower's Own Funds - No Gifts Or Secondary Financing
- Max DTI 45%
- SFR Detached Only - No Condos/Townhomes/Manufactured/2-4 Unit
- Available On Purchases And Refinancing
- Personal Bank Statements Prefered
- Owner Occupied Properties Only
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